Buyer's Guide

Residential property transactions are the most significant any of us ever undertake. But whether you’re buying an apartment, house, country estate or waterfront property, Town & Country team of experienced estate agents can guide you through the entire process.

Buyer's FAQ

The property market can be extremely competitive and fast-moving, with this in mind we give buyers that register with us an unfair advantage. By registering your criteria you’ll be the first through the door and a step closer to your new home.

Before you begin your search for your home/investment we advise you arrange your finances if required, have a mortgage agreed in principle. We can recommend a mortgage broker who would have exclusive products and rates to offer Town & Country clients.

If your move involves selling your current home it is advisable to advertise your current property before looking for a new home. Being ready means you are less likely to miss out on your dream home.

With so many listings each week, we’re confident to find you the right property. We will also keep you updated via email, text even before listing properties on Zoopla & Prime Location and our website.

Book your viewing online or directly contacting our office. We will chauffeur you to your viewings if required giving you the service you rightly deserve. Our aim is to make you feel relaxed and in the right frame of mind throughout the viewing giving the the opportunity make the right decision.

A smooth & successful purchase relies on an efficient and experienced solicitor. Solicitors at PCB Lawyers have been hand-picked for their expertise in property buying/selling processes and beyond.

Once you find your perfect property you can make an offer online or directly by contacting your agent. Let us know if there are any special conditions of the offer and we’ll be happy to communicate this to the seller. At this point you may need to demonstrate that you can proceed by providing evidence of your mortgage in principle and solicitor details. There is no legal obligations on either side until contracts are signed.

Once you accept an offer we will do the following:

  1. Prepare a memorandum of sale
  2. Confirm the agreed price with all parties
  3. Confirm your solicitor & mortgage details

You will now need to instruct a solicitor to proceed with the conveyancing process and your mortgage broker to proceed with your application.

As part of the conveyancing process your solicitor will do the following:

  1. Raise any enquiries on receipt of the draft contract
  2. Request their own local searches
  3. Agree on a date for exchange of contracts

We will assist your solicitor and negotiate throughout the process, keeping you informed every step of the way.

A survey of the property will be booked by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property’s value. After the mortgage valuation report is received, a formal mortgage offer will be sent to you and your solicitor which you will sign before it is returned. There are no legal obligation until contracts are signed.

Exchange of contracts occurs when all enquiries have been confirmed and agreed. Once the contract has been signed by both parties (seller/buyer) the deposit (minimum of 10% of the purchase price) will be transferred to your solicitor, then forwarded to the seller’s solicitor. The completion date is then set by mutual agreement.

Completion is when the residual monies (ushally 90%) are transferred from your solicitor to the seller’s solicitors account. We will release the keys once the money has cleared in the seller’s account. Once funds are cleared – you are now the legal owner of your dream home, Congratulations!